Invest in Canadian Real Estate, Backed by Mortgages
A simple, structured approach to real estate-backed investing
OUR PRODUCTS
Three Steps to Returns
Invest through a Mortgage Investment Corporation (MIC) designed for income, diversification, and capital preservation.
INVEST
Purchase shares in the MIC. Your capital is pooled with other investors to create a diversified lending portfolio.
LEND
We originate, underwrite, and manage a portfolio of mortgage loans secured by real property.
EARN
Income generated from mortgage interest is distributed to shareholders.
OUR APPROACH
Our Lending Approach
Every loan is secured by a registered mortgage charge on real property. We focus on conservative loan-to-value ratios that we monitor closely due to market fluctuations to protect investor capital
Where We Invest
Focused, strategic deployment of capital across real estate assets.
Geographic Focus
Primarily Quebec, with select opportunities across other Canadian provinces.
Property Types
Residential (single-family and multi-unit)
Commercial
Construction and renovation
Bridge and short-term financing
Refinance and equity takeout
BENEFITS
Why Invest in a MIC
A tax-efficient, asset-backed investment designed for stability and income.
100% of net income
is distributed to shareholders (flow-through structure)
Secured by registered charges
on Canadian real property
Diversified across
multiple loans, borrowers, and property types
Eligible for
RRSP, RRIF, TFSA, and RESP accounts
Professionally managed
with institutional oversight
OVERSIGHT
Governance & Oversight
01
Board of Directors
Provides strategic direction, ensures regulatory compliance, and upholds fiduciary responsibilities to shareholders.
02
Investment Committee
03
Compliance & Risk Committee
04
Valuation & Underwriting Standards
PROTECTION
Risk Management
Conservative loan-to-value ratios
First and second mortgage positions
Geographic diversification across provinces
Portfolio exposure limits (no single loan exceeds X% of total portfolio)
Ongoing monitoring of all active loans
Legal mortgage registration on title for every loan
Let’s Get Started
Tell us about your property or financing needs — our team will guide you through the next steps with clarity and speed.